Loan Policy
At JPOL, we offer competitive loan solutions, tailored to meet the needs of our members. For a member to have been qualified to borrow it was customary to be saving regularly with JPOL for a period of six (6) months at the following ratio: Up to ten (10) times their shares if the share balance is above $250,000.00 and up to four (4) times if the balance is less than $250,000.00.

But have you heard?! Now borrowing from JPOL is as easy as 1, 2, 3:

  1. No qualifying time OR qualifying shares required for collateral loans.
  2. Two months moratorium (payment holiday) on NEW collateral loans
  3. Get up to ten years to repay Home Equity Loans


Conditions Apply

  • Loans within shares are readily accessible and processed while you wait.
  • Loans are subject to adequate security and ability to repay within a given period.
  • Lump sum deposit are not normally regarded as regular savings until 120 days after being deposited
  • Loan repayments are designed to ensure that you continue to save while reducing your loan balance.

Loan Products

  • Real Estate Acquisition & Home Improvement
  • Motor Vehicle Purchase & Repairs
  • Debt Consolidation
  • Educational
  • Computer Purchase
  • Medical Expenses
  • Business Development
  • Vacation & Travel

DOWNLOAD THE LOAN GUARANTOR FORM

DOWNLOAD THE THIRD PARTY APPLICATION FORM
Estimate your monthly financing with this LOAN CALCULATOR

 


 

You could be driving what you want with a JPOL Auto Loan.

 

Investment Tips & Strategies
Tips to Money Management


New!: Choose and set your financial goals wisely. Set realistic goals and chart a clear path to acheiving them.

Find out more on setting your financial house in order with our TIPS TO MONEY MANAGEMENT

  

 

 
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